Think of debt and how you feel when your money worries start to escalate you and you will appreciate that it can be a great source of stress for many. Problems with money can become overwhelming, leaving you feeling bereft with a host of negative thoughts and self-doubt that can start to chip away at your health, both physically and mentally.
In this case, consulting with a mental health counsellor skilled in the art of debt issues can be a great help. If debt is also crippling you with regard to your personal life and employment, then these issues can be discussed at the same time. By talking openly and in complete confidence with your therapist, they will help put things into perspective and show you ways to help cope with stress, troubling behaviour and underlying problems.
Your therapist will work with you to help reduce the strain when it comes to your finances and may even provide you with ways of physically reducing your money problems. Discussions will help to evaluate your attitude to spending and whether it is out of control and if so, the reasons why. Your therapist will be able to delve into your past and if events in your early life have triggered a constant stream of shopping bonanzas, they will help you to identify why you are doing this and how it can be curtailed.
By finding out what emotional needs you are feeding by shopping and spending money, you will be presented with ways of reducing your habit and putting in place coping skills that will guide you on a path towards financial stability.
Your financial therapist will differentiate between the psychological and emotional results of your spending, investigating your attitude towards money. Once you can understand why you are continually making the wrong financial decisions, you will be able to put in place a new proactive plan of action that will help.
If you would like us to put you in touch with a counsellor that can help you to deal with your debt, fill in the form below. We will identify a practitioner that is suitable for you and who will be able to assist.